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Friday, October 28, 2011

Hot OC Real Estate Short Sales Week in Review

Review of this Weeks Home Real Estate Pre-Foreclosures (Short Sales) in Orange County (OC) that had Price Increases!
All of these pre-foreclosure homes in Orange County had Price Increases, Indication that the listing price is realistic or has been approved prior!

These Orange County Pre-Foreclosure (Short Sale) Homes are located in the following areas!
Aliso Viejo,Aliso Viejo,Rancho Santa Margarita Central,Laguna Hills,Laguna Hills,Rancho Santa Margarita North,Aliso Viejo,Ladera Ranch,Lake Forest South,Ladera Ranch,Mission Viejo North,Lake Forest North,

All of these pre-foreclosure (Short Sales) homes in Orange County had Price Increases, Indication that the listing price is realistic or has been approved prior!


Photo for 46 Sandpiper Ln Aliso Viejo, Aliso Viejo 92656
46 Sandpiper Ln
Aliso Viejo
1 Beds | 1.0 Baths | 700 SQFT
$155,000

Photo for 212 Cinnamon Teal Aliso Viejo, Aliso Viejo 92656
212 Cinnamon Teal
Aliso Viejo
2 Beds | 3.0 Baths | 1,125 SQFT
$235,000

Photo for 28 Via Cordoba Rancho Santa Margarita Central, Rancho Santa Margarita 92688
28 Via Cordoba
Rancho Santa Margarita
1 Beds | 1.0 Baths | 784 SQFT
$149,900

Photo for 2 Misty Creek Ln Laguna Hills, Laguna Hills 92653
2 Misty Creek Ln
Laguna Hills
3 Beds | 2.0 Baths | 1,304 SQFT
$327,000

Photo for 24362 Berrendo 4 Laguna Hills, Laguna Hills 92656
24362 Berrendo 4
Laguna Hills
1 Beds | 1.0 Baths | 800 SQFT
$160,000

Photo for 187 Via Vicini Rancho Santa Margarita North, Rancho Santa Margarita 92688
187 Via Vicini
Rancho Santa Margarita
2 Beds | 3.0 Baths | 1,350 SQFT
$285,000

Photo for 23412 Pacific Park Dr 17h Aliso Viejo, Aliso Viejo 92656
23412 Pacific Park Dr 17h
Aliso Viejo
1 Beds | 1.0 Baths | 780 SQFT
$170,000

Photo for 93 Mercantile Way Ladera Ranch, Ladera Ranch 92694
93 Mercantile Way
Ladera Ranch
3 Beds | 3.0 Baths | 1,900 SQFT
$375,000

Photo for 23031 Lipton St Lake Forest South, Lake Forest 92630
23031 Lipton St
Lake Forest
2 Beds | 1.0 Baths | 945 SQFT
$335,000

Photo for 1 Olive St Ladera Ranch, Ladera Ranch 92694
1 Olive St
Ladera Ranch
5 Beds | 3.0 Baths | 2,562 SQFT
$630,000

Photo for 28212 Castlebrook 102 Mission Viejo North, Mission Viejo 92692
28212 Castlebrook 102
Mission Viejo
3 Beds | 3.0 Baths | 1,500 SQFT
$390,000

Photo for 21957 Raintree Ln Lake Forest North, Lake Forest 92630
21957 Raintree Ln
Lake Forest
4 Beds | 2.0 Baths | 1,400 SQFT
$396,600

Hot OC Real Estate Foreclosures Week in Review

Review of this Weeks Home Real Estate Foreclosures in Orange County (OC) that had Price Reductions. These Orange County Foreclosure Homes are located in the following areas!
Rancho Santa Margarita Central,Ladera Ranch,Mission Viejo North,Out of Area,Robinson Ranch,Rancho Cielo,Laguna Niguel East, S of Crown Vly, E of Niguel,Laguna Hills,Mission Viejo South,Mission Viejo South,Mission Viejo South,Foothill Ranch,Mission Viejo North,Foothill Ranch,Ladera Ranch,Ladera Ranch,Laguna Niguel North, N of Crown Vly, E of Niguel,Mission Viejo North,Laguna Niguel West, N of Crown Vly, W of Niguel,Portola Hills,

Here they are these foreclosed homes in Orange County had Price Decreases, these banks are looking to make a deal!


Photo for 19 El Canto Rancho Santa Margarita Central, Rancho Santa Margarita 92688
19 El Canto
Rancho Santa Margarita
3 Beds | 3.0 Baths | 1,600 SQFT
$419,900

Photo for 8 Rickie Ln Ladera Ranch, Ladera Ranch 92694
8 Rickie Ln
Ladera Ranch
5 Beds | 7.0 Baths | 5,636 SQFT
$1,573,000

Photo for 23841 Rosehedge St Mission Viejo North, Mission Viejo 92691
23841 Rosehedge St
Mission Viejo
3 Beds | 2.0 Baths | 1,200 SQFT
$365,900

Photo for 23142 Fairfield Out of Area, Mission Viejo 92692
23142 Fairfield
Mission Viejo
3 Beds | 3.0 Baths | 2,344 SQFT
$599,900

Photo for 21441 Silvertree Ln Robinson Ranch, Rancho Santa Margarita 92679
21441 Silvertree Ln
Rancho Santa Margarita
4 Beds | 3.0 Baths | 2,475 SQFT
$657,900

Photo for 21902 Via Del Lago Rancho Cielo, Rancho Santa Margarita 92679
21902 Via Del Lago
Rancho Santa Margarita
5 Beds | 3.0 Baths | 3,109 SQFT
$610,000

Photo for 25481 Hillsboro Dr Laguna Niguel East, S of Crown Vly, E of Niguel, Laguna Niguel 92677
25481 Hillsboro Dr
Laguna Niguel
4 Beds | 3.0 Baths | 2,468 SQFT
$489,900

Photo for 24681 Charlton Dr Laguna Hills, Laguna Hills 92653
24681 Charlton Dr
Laguna Hills
4 Beds | 3.0 Baths | 2,652 SQFT
$629,900

Photo for 26831 Via Grande Ave 1 Mission Viejo South, Mission Viejo 92691
26831 Via Grande Ave 1
Mission Viejo
4 Beds | 3.0 Baths | 2,897 SQFT
$524,800

Photo for 26532 Sotelo Mission Viejo South, Mission Viejo 92692
26532 Sotelo
Mission Viejo
4 Beds | 3.0 Baths | 2,805 SQFT
$574,900

Photo for 26621 La Roda Mission Viejo South, Mission Viejo 92691
26621 La Roda
Mission Viejo
4 Beds | 3.0 Baths | 2,224 SQFT
$398,400

Photo for 22 Santa Maria Foothill Ranch, Lake Forest 92610
22 Santa Maria
Lake Forest
4 Beds | 4.0 Baths | 3,272 SQFT
$750,000

Photo for 22923 Via Cereza 2F Mission Viejo North, Mission Viejo 92691
22923 Via Cereza 2F
Mission Viejo
2 Beds | 2.0 Baths | 1,022 SQFT
$184,900

Photo for 24 Balise Ln Foothill Ranch, Lake Forest 92610
24 Balise Ln
Lake Forest
3 Beds | 3.0 Baths | 1,500 SQFT
$444,900

Photo for 82 S Sellas Rd Ladera Ranch, Ladera Ranch 92694
82 S Sellas Rd
Ladera Ranch
3 Beds | 3.0 Baths | 2,000 SQFT
$479,900

Photo for 25 Sablewood Cir Ladera Ranch, Ladera Ranch 92694
25 Sablewood Cir
Ladera Ranch
3 Beds | 3.0 Baths | 1,617 SQFT
$319,900

Photo for 25264 Via Lido Laguna Niguel North, N of Crown Vly, E of Niguel, Laguna Niguel 92677
25264 Via Lido
Laguna Niguel
1 Beds | 1.0 Baths | 680 SQFT
$169,000

Photo for 186 Valley View Ter Mission Viejo North, Mission Viejo 92692
186 Valley View Ter
Mission Viejo
3 Beds | 3.0 Baths | 1,330 SQFT
$325,000

Photo for 30902 Clubhouse Drive #6g Laguna Niguel West, N of Crown Vly, W of Niguel, Laguna Niguel 92677
30902 Clubhouse Drive #6g
Laguna Niguel
1 Beds | 1.0 Baths | 0 SQFT
$169,900

Photo for 19511 Dorado Drive Portola Hills, Lake Forest 92679
19511 Dorado Drive
Lake Forest
3 Beds | 3.0 Baths | 1,891 SQFT
$419,900

Wednesday, October 26, 2011

FHFA revises HARP to help more borrowers

If you or a friend have ever been turned down for a refinance due to you loan to value being to high, feel free to give me a call I can help you understand what these new guides do :)

FHFA revises HARP to help more borrowers
The Federal Housing Finance Agency, along with Fannie Mae and Freddie Mac, on Monday announced changes to the Home Affordable Refinance Program (HARP) to help more borrowers.

The program will continue to be available to borrowers with loans sold to Fannie Mae and Freddie Mac on or before May 31, 2009, with current loan-to-value (LTV) ratios above 80 percent.

The new program enhancements address several other key aspects of HARP including:

Eliminating certain risk-based fees for borrowers who refinance into shorter-term mortgages and lowering fees for other borrowers;
Removing the current 125 percent LTV ceiling for fixed-rate mortgages backed by Fannie Mae and Freddie Mac;
Waiving certain representations and warranties that lenders commit to in making loans owned or guaranteed by Fannie Mae and Freddie Mac;
Eliminating the need for a new property appraisal where there is a reliable AVM (automated valuation model) estimate provided by the Enterprises; and
Extending the end date for HARP until Dec. 31, 2013, for loans originally sold to the Enterprises on or before May 31, 2009.
Fannie and Freddie plan to issue guidance with operational details about the HARP changes to mortgage lenders and servicers by Nov. 15. Since industry participation in HARP is not mandatory, implementation schedules will vary as individual lenders, mortgage insurers and other market participants modify their processes.

'via Blog this'

Friday, October 21, 2011

Hot OC Real Estate Short Sales Week in Review

Review of this Weeks Home Real Estate Pre-Foreclosures (Short Sales) in Orange County (OC) that had Price Increases!
All of these pre-foreclosure homes in Orange County had Price Increases, Indication that the listing price is realistic or has been approved prior!

These Orange County Pre-Foreclosure (Short Sale) Homes are located in the following areas!
Foothill Ranch,Ladera Ranch,Mission Viejo North,Rancho Santa Margarita North,Laguna Niguel South, S of Crown Vly, W of Niguel,Wagon Wheel,Ladera Ranch,Rancho Santa Margarita Central,Lake Forest North,Laguna Niguel North, N of Crown Vly, E of Niguel,Portola Hills,Laguna Hills,Rancho Santa Margarita Central,Rancho Santa Margarita Central,

All of these pre-foreclosure (Short Sales) homes in Orange County had Price Increases, Indication that the listing price is realistic or has been approved prior!


Photo for 40 Carriage Dr Foothill Ranch, Lake Forest 92610
40 Carriage Dr
Lake Forest
3 Beds | 3.0 Baths | 1,600 SQFT
$480,000

Photo for 19 Allbrook Ct Ladera Ranch, Ladera Ranch 92694
19 Allbrook Ct
Ladera Ranch
4 Beds | 4.0 Baths | 2,500 SQFT
$615,000

Photo for 23951 Sprig St Mission Viejo North, Mission Viejo 92691
23951 Sprig St
Mission Viejo
4 Beds | 2.0 Baths | 1,712 SQFT
$430,000

Photo for 15 Willowbrook Lane Rancho Santa Margarita North, Rancho Santa Margarita 92688
15 Willowbrook Lane
Rancho Santa Margarita
3 Beds | 1.0 Baths | 0 SQFT
$410,000

Photo for 67 Fleurance St Laguna Niguel South, S of Crown Vly, W of Niguel, Laguna Niguel 92677
67 Fleurance St
Laguna Niguel
2 Beds | 2.0 Baths | 1,150 SQFT
$309,000

Photo for 14 Sagebrush Wagon Wheel, Rancho Santa Margarita 92679
14 Sagebrush
Rancho Santa Margarita
2 Beds | 2.0 Baths | 1,086 SQFT
$235,000

Photo for 34 Lansdale Ct Ladera Ranch, Ladera Ranch 92694
34 Lansdale Ct
Ladera Ranch
3 Beds | 3.0 Baths | 1,520 SQFT
$328,888

Photo for 76 Gavilan 23 Rancho Santa Margarita Central, Rancho Santa Margarita 92688
76 Gavilan 23
Rancho Santa Margarita
1 Beds | 1.0 Baths | 600 SQFT
$105,000

Photo for 25265 Baja Mar Lake Forest North, Lake Forest 92630
25265 Baja Mar
Lake Forest
2 Beds | 3.0 Baths | 1,261 SQFT
$298,000

Photo for 24986 La Pantera Laguna Niguel North, N of Crown Vly, E of Niguel, Laguna Niguel 92677
24986 La Pantera
Laguna Niguel
3 Beds | 3.0 Baths | 1,337 SQFT
$289,900

Photo for 18924 Canyon Hill Dr Portola Hills, Lake Forest 92679
18924 Canyon Hill Dr
Lake Forest
1 Beds | 1.0 Baths | 800 SQFT
$180,000

Photo for 24421 Hillsdale Ave 3 Laguna Hills, Laguna Hills 92653
24421 Hillsdale Ave 3
Laguna Hills
3 Beds | 3.0 Baths | 1,800 SQFT
$355,000

Photo for 31 Santa Loretta Rancho Santa Margarita Central, Rancho Santa Margarita 92688
31 Santa Loretta
Rancho Santa Margarita
2 Beds | 2.0 Baths | 1,038 SQFT
$210,000

Photo for 147 Pasto Rico Rancho Santa Margarita Central, Rancho Santa Margarita 92688
147 Pasto Rico
Rancho Santa Margarita
2 Beds | 2.0 Baths | 1,003 SQFT
$212,000

Hot OC Real Estate Foreclosures Week in Review

Review of this Weeks Home Real Estate Foreclosures in Orange County (OC) that had Price Reductions. These Orange County Foreclosure Homes are located in the following areas!
Aliso Viejo,Laguna Niguel North, N of Crown Vly, E of Niguel,Lake Forest North,Rancho Santa Margarita North,Foothill Ranch,Laguna Hills,Mission Viejo South,Rancho Santa Margarita Central,Laguna Niguel East, S of Crown Vly, E of Niguel,Lake Forest North,Laguna Niguel North, N of Crown Vly, E of Niguel,Aliso Viejo,Mission Viejo South,Mission Viejo North,Aliso Viejo,Laguna Niguel West, N of Crown Vly, W of Niguel,Laguna Niguel East, S of Crown Vly, E of Niguel,Lake Forest North,Aliso Viejo,Rancho Santa Margarita North,

Here they are these foreclosed homes in Orange County had Price Decreases, these banks are looking to make a deal!


Photo for 26 Falcon Crest Lane Aliso Viejo, Aliso Viejo 92656
26 Falcon Crest Lane
Aliso Viejo
3 Beds | 3.0 Baths | 1,652 SQFT
$459,900

Photo for 24276 El Pilar 91 Laguna Niguel North, N of Crown Vly, E of Niguel, Laguna Niguel 92677
24276 El Pilar 91
Laguna Niguel
1 Beds | 1.0 Baths | 683 SQFT
$145,000

Photo for 25274 Birch Grove Ln 3 Lake Forest North, Lake Forest 92630
25274 Birch Grove Ln 3
Lake Forest
2 Beds | 2.0 Baths | 1,178 SQFT
$218,900

Photo for 31985 Mill Stream Road Rancho Santa Margarita North, Rancho Santa Margarita 92679
31985 Mill Stream Road
Rancho Santa Margarita
4 Beds | 3.0 Baths | 2,436 SQFT
$515,900

Photo for 16 AVIGNON Avenue Foothill Ranch, Lake Forest 92610
16 AVIGNON Avenue
Lake Forest
4 Beds | 3.0 Baths | 1,477 SQFT
$444,900

Photo for 24941 Stagecoach Dr Laguna Hills, Laguna Hills 92653
24941 Stagecoach Dr
Laguna Hills
3 Beds | 2.0 Baths | 1,266 SQFT
$419,900

Photo for 27688 Emerald 190 Mission Viejo South, Mission Viejo 92691
27688 Emerald 190
Mission Viejo
2 Beds | 2.0 Baths | 1,206 SQFT
$281,900

Photo for 7 Santa Agatha Rancho Santa Margarita Central, Rancho Santa Margarita 92688
7 Santa Agatha
Rancho Santa Margarita
2 Beds | 3.0 Baths | 1,313 SQFT
$234,900

Photo for 28081 Montecito 2 Laguna Niguel East, S of Crown Vly, E of Niguel, Laguna Niguel 92677
28081 Montecito 2
Laguna Niguel
3 Beds | 2.0 Baths | 1,131 SQFT
$217,900

Photo for 21231 Camelia 20 Lake Forest North, Lake Forest 92630
21231 Camelia 20
Lake Forest
1 Beds | 1.0 Baths | 718 SQFT
$148,900

Photo for 28742 Woodcock Dr Laguna Niguel North, N of Crown Vly, E of Niguel, Laguna Niguel 92677
28742 Woodcock Dr
Laguna Niguel
4 Beds | 3.0 Baths | 3,212 SQFT
$639,900

Photo for 29 Softwind Aliso Viejo, Aliso Viejo 92656
29 Softwind
Aliso Viejo
3 Beds | 3.0 Baths | 1,389 SQFT
$321,900

Photo for 26595 La Roda Mission Viejo South, Mission Viejo 92691
26595 La Roda
Mission Viejo
2 Beds | 2.0 Baths | 1,213 SQFT
$299,900

Photo for 23044 Via Cereza F3 Mission Viejo North, Mission Viejo 92691
23044 Via Cereza F3
Mission Viejo
2 Beds | 2.0 Baths | 1,022 SQFT
$155,000

Photo for 49 Tradewinds Aliso Viejo, Aliso Viejo 92656
49 Tradewinds
Aliso Viejo
3 Beds | 3.0 Baths | 1,500 SQFT
$319,900

Photo for 30902 Clubhouse Dr 2g Laguna Niguel West, N of Crown Vly, W of Niguel, Laguna Niguel 92677
30902 Clubhouse Dr 2g
Laguna Niguel
1 Beds | 1.0 Baths | 800 SQFT
$164,500

Photo for 83 Grenada St Laguna Niguel East, S of Crown Vly, E of Niguel, Laguna Niguel 92677
83 Grenada St
Laguna Niguel
1 Beds | 2.0 Baths | 926 SQFT
$189,900

Photo for 21985 Sundowners Ln Lake Forest North, Lake Forest 92630
21985 Sundowners Ln
Lake Forest
3 Beds | 3.0 Baths | 1,712 SQFT
$391,500

Photo for 27 Helmcrest Aliso Viejo, Aliso Viejo 92656
27 Helmcrest
Aliso Viejo
3 Beds | 3.0 Baths | 1,816 SQFT
$559,800

Photo for 12 Mira Segura Rancho Santa Margarita North, Rancho Santa Margarita 92688
12 Mira Segura
Rancho Santa Margarita
3 Beds | 3.0 Baths | 2,000 SQFT
$475,000